Three of my favorite outdoor sculptures, all created by Barry Flanagan. I came across these sculptures in three different cities: Amsterdam, Dublin, and Washington, DC. The photos were taken over 10 years apart but somehow they work together to convey a message. Bang your drum, run your race, but don’t forget to pause and think about it. Especially if in all your running around you look like a jackrabbit or the bunny man from Donnie Darko.
Carl is behind the financial independence blog 1500 Days to Freedom. He’s recently been made famous in multiple New York Times articles, Yahoo Finance, and on Good Morning America. I first met Carl at FinCon 2018 (a personal finance conference) where I scored an email invite to his “bring your own” local craft beer party. Since this was my first time at FinCon I wanted to make sure that I fully participated. The idea of the party was to bring a local craft beer from wherever you were flying in from.
By Brad Beckstrom
I’ve been playing with the screen time tracker on my iPhone. Apple recently introduced screen time tracking in response to legitimate public concern about rampant addiction to looking at our iPhones.
Apple hid this app in the settings section so if you look for it on your home screen or search bar you won’t see it. You need to go to settings and search for it. I really don’t feel there’s enough data in there for me to decide if I have a smartphone problem but I should keep an eye on it. Actually, I already know I have a smartphone problem. I really don’t need another app to tell me about this. I just want to manage it.
By Brad Beckstrom
There are a ton of great travel hacking tools and adventure travel blogs out there. The blogs include lots of great tips like maximizing use of frequent flyer miles, credit card point programs, traveling during off-peak periods to less popular destinations and top 10 lists of great online tools and apps to use.
Despite the abundance of advice out there, one area that’s rarely mentioned is travel hacking for a family of four (or a small group of friends.) Planning for four or more people takes travel hacking to a whole new level. Keep reading if you’re traveling solo since these tools can also work when traveling alone or as a couple.
When planning for four people, you’re often not only dealing with the worst time of year to travel, like spring break or the holidays, but you’re also trying to use up some of your frequent flyer mileage. This goes against the grain of what most travel hackers recommend, including efficient use of frequent flyer miles and traveling at off-peak periods. [Read more…] about Super Airfare Travel Hacks for Families and Groups
By Brad Beckstrom
If you’ve ever used a credit card, online accounts, applied for loans or online offers, you’ve most likely already had parts of your identity stolen. Somewhere someone is keeping a file on you and that includes your Social Security number, addresses, recent passwords, and other information like your mother’s maiden name.
About once every year or so we get a new credit card number when fraud is detected on one of our two credit card accounts. This is a pain especially if you use online bill pay or financial tracking tools like Quicken or Personal Capital. (Everything needs to be updated, again.)
However, it’s relatively minor and common compared to full-on identity theft. Identity theft can come in many forms. Over the years we’ve experienced people successfully changing our address and getting a new credit card sent to them. Another fraudster created an actual credit card replica that was successfully used at Nordstrom and several other brick-and-mortar retailers. We’re also part of several data breaches per year including big ones like recent Target and Experian breaches as well as smaller ones most people never hear about. [Read more…] about How to protect your credit and get free 24/7 identity theft monitoring.
By Brad Beckstrom
I purchased my first mutual fund about 6 months before Black Monday in 1987. We didn’t have the internet or online investing. Not even email! That was so sweet. Imagine going through your workday largely uninterrupted. When I was a field employee in my first real job, pretty much everything came through the US mail. Our 401(k) statements came quarterly. Savings Bonds were in a drawer, and mutual fund statements came monthly, but only after I had consolidated a few of them into a brokerage account.
Then everything changed.
First came 24/7 cable news with tickers, then in the 90s things really took off with the introduction of websites like Yahoo Finance. In the late 90s everyone was talking about or buying some sort of tech stock. Then they would watch the stocks along with their company stocks or mutual funds in online portfolio trackers. Most didn’t actually link to your investment account yet, but you could manually enter your shares and ticker symbols. [Read more…] about Why you should stop checking your stocks every day.
