The Frug: Live Lean. Work Lean. Travel Lean.

The School of Life

How in the world do I homeschool a high school senior who is headed off to college?!

*Quarantine Global HQ and School of Life classroom.*

By Brad Beckstrom

Our youngest son is a senior in high school. On March 13, 2020, his senior year ended. Like most schools around the world, his classes ended due to the global Covid-19 pandemic. His school district is fortunate in that it’s well-funded and all the students have laptops. However, not everyone has the Wi-Fi speed needed to utilize some of the cumbersome online tools and video conferencing. The school district has decided to provide remedial material for students to improve their grades through three semesters. There will be no final semester, no finals. And seniors will have their grades locked in through the first three semesters unless they opt to improve them through remedial work.

We all know that sort of sucks, especially for a high school senior headed off to college. With no fourth-quarter grades and remedial work optional for A students, I didn’t see much being done over the next few months.

[Read more…]

Happy Friday from The Frug’s Basement Bar

04/20 by The Frug Leave a Comment

Sharing some Frugal beer finds and a few other things.

Well, it’s been a long week for everybody. And I think it’s Friday so it’s time for sampling a few new frugal beers. Today I’m trying a couple of affordable favorites from Aldi and Trader Joe’s.

Happy Friday from the Frug’s basement bar. 17th in the series. Today I’m trying a couple beers. The first is Wernesgrüner from a brewery founded in Saxony Germany in 1436. It’s available exclusively at Aldi stores for the (well below import) price of $5.99 a 6 pack. It’s a very balanced easy to drink Pilsner with a nice finish and depth of flavor. The second is Boatswain American IPA. A smooth IPA with a malty sweetness and caramel and spice notes at Trader Joe’s for the very non-IPA like price of $4.99 a six pack. Sharing #beer #Art #Travel #Photography #Traderjoesfinds #aldifinds and some places I’ve traveled.

In case you’ve just found this beer art, for the past few years I’ve been having some fun with old coasters, postcards, matches, photographs, and other various items I find in my travels. I tend to accumulate these things from different bars, restaurants, and hotels that I stumble upon. I’ve always enjoyed the creative effort that goes into some of the simplest things, like the logo for a new craft beer or an unusual coaster or postcard.

I keep a small stack of these items in my office. When they get to a certain height, I spread them out with some old photographs and other random things on a card table and photograph them with an iPhone. Since these are essentially Friday happy hour images, I’ve always added a nice cold beer which I enjoy at the end of the photoshoot. So far, there are now 17 in the series and you can see them here on Flickr, or occasionally popping up on my Instagram feed.

This year I’m adding a new twist. Lately I’ve been finding some good quality imported and craft beers at our nearby ALDI and Trader Joe’s stores where we do most of our shopping. I’ll also be trying out a few local brews supporting craft breweries that are near by.

Cheers,

The Frug

Financial Independence through Living Lean, Working Lean, and Traveling Lean Follow me on Twitter, Facebook , Flickr , or Instagram

How to Crush Worry and Develop Mental Toughness

03/20 by The Frug 2 Comments

By Brad Beckstrom

I’ll admit it. I am a worrier. I’ve spent too much time worrying about things that never happened. It’s bad, I’ve even read book(s) about worrying and fear. I come from a whole family of worriers. When my Dad’s business was struggling, he used to take off his glasses and rub his eyebrows. I watched him rub them almost completely off! They grew back.

One thing I’ve learned is that we all have worries and fears. Think about worries and fear, I bet every person you know has at least one of these. Worries about Health, Family, Work, Finances or something silly like “the unknown”. Some folks worry about all of these to an extent, and then they listen to the news, or talk radio and worry about world events. If you worry, you’re in good company.

If everybody worries, why are some people so much better at dealing with it than others? Some are consumed by it, and others turn it into motivation. The key is developing a mental toughness allowing you to silence the worry voices, or at least put them in the back row of that noisy crowd of voices in your head. Just like the muscles in our body, the brain needs some exercise to keep it healthy. A healthy brain helps us develop mental toughness.

6 great ways to crush worry and develop mental toughness

Write your fears down and turn them into ideas.

Writing your worries down is a great way to frame up your fears and redefine them, even if it’s just a list or short paragraph. I woke up at 4:30 AM, worried about something so I thought I’d write about “worry” in a blog post. If you have this problem, keep a small notepad by the bed. If you wake up, forgot something or are worrying again, just write a quick note and go back to sleep. I like to think of this as moving the worry from my head to paper, so I can get back to sleep. It’s also helpful if you wake up with brilliant idea. I have a small moleskin notebook with the title “ideas” on the cover. When I write something in there I’m already reframing my worry as an idea. Tip: don’t use a smartphone for this. It’s fine during the day but you don’t want screen glare and notifications waking you up in the night. Avoid keeping your smartphone in the bedroom.

Put your fears in perspective.

A while back I was worried about my health, including high blood pressure and cholesterol. I remembered reading about Tabata training, a high intensity 20 minute exercise routine that I could do five days a week. I made a note about it then later researched it and wrote about it. When you frame up a fear and address it, you put it in perspective. Once I began to address my health with a short daily exercise habit, it allowed me to get that worry off the list. Many worries like money or health are repetitive, revolving around one or two things. Go after those first. [Read more…] about How to Crush Worry and Develop Mental Toughness

Happy Fridays From the Frug’s Basement Bar

02/20 by The Frug Leave a Comment

Sharing some Frugal beer finds and a few other things.

Over the past few years, I’ve been having some fun with old coasters, postcards, matches, photographs, and other various items I find in my travels. I tend to accumulate these things from different bars, restaurants, and hotels that I stumble upon. I’ve always enjoyed the creative effort that goes into some of the simplest things, like the logo for a new craft beer or an unusual coaster or postcard.

I keep a small stack of these items in my office. When they get to a certain height, I spread them out with some old photographs and other random things on a card table and photograph them with an iPhone. Since these are essentially Friday happy hour images, I’ve always added a nice cold beer which I enjoy at the end of the photoshoot. So far, there are 16 in the series and you can see them here on Flickr, or occasionally popping up on my Instagram feed.

This year I’m adding a new twist. Lately I’ve been finding some good quality imported and craft beers at our nearby ALDI and Trader Joe’s stores where we do most of our shopping.

The prices are great, for example, $4.95 a six pack for a great quality IPA or $6.49 for some solid imported brands. The first of which I’m sharing here today. Kinroo Blue a Belgian White Ale.

Frugal Beer Finds — Happy Friday from the Frug’s basement bar. 16th in the series. Today I’m trying Kinroo Blue a Belgian White Ale that’s light-bodied with some nice orange and spice notes. A great beer to compare with Allagash White for half the price at ALDI. Sharing #beer #Art #Travel #Photography #Traderjoesfinds #aldifinds and some places I’ve traveled. 5 countries represented in this image. Guess which ones.

When I come across a new beer I like I save it in the Untappd app along with some tasting notes and ratings. It’s also a great way to find great beers nearby.

Look for more of these Happy Friday images to occasionally pop up here or on social media along with a brief beer recommendation.

The Frug

Financial Independence through Living Lean, Working Lean, and Traveling Lean. Follow me on Twitter, Facebook , Flickr , or Instagram

Think Big, Live simply. Our Five-Year Plan to Go Big by Traveling Light.

01/20 by The Frug Leave a Comment

By Brad Beckstrom

I know, I tend to get excited about things. I’ve always been like this. Periods of intense interest in something that wanes over time, then comes back full force months, sometimes years later. Minimalism is one of those things.

Minimalism often shows up in different places in my life. It could be frugality, architecture, lean investment strategies, work, art, even fitness. When I write about it I like to call it living lean.

One thing I’ve noticed is that minimalism sometimes gets painted as a movement for people who aren’t interested in success and the financial, social, material trappings that come along with it. Then I’ll see an article in the New York Times talking about how minimalism is now conflated with self-optimization and the rich who can afford to leave things alone.

To some extent, it’s both. If you’ve ever watched the show Billions, you’ll notice the minimalist offices and penthouse apartments of the hedge fund traders in the show. They are using their money to save time by minimizing distractions. Using money to skip lines, travel in private jets, have an empty desk in a spotless office. All of the “little things” are taken care of by staff and assistants. However, with minimalism, there is something deeper going on.

[Read more…]

The Secret to Running The Business of You.

01/20 by The Frug Leave a Comment

By Brad Beckstrom

“Have a small nut; that’s the key to life.”
Graham Parker.

What’s an aging rock ‘n roller to do, the once big recording contracts, the limos, seven-figure tour revenue all start to trickle away? Graham Parker, a British punk rock pioneer, knows exactly what to do: enjoy life, have a great time, and keep making music. Graham’s quote “Have a small nut; that’s the key to life” sums up one of the core principles of financial independence. The small nut he’s referring to is not assets, but monthly expenses. Rock stars, athletes, entrepreneurs, everyday folks all hit the same wall. We hear these stories all the time, from the extreme, like Mike Tyson blowing through $400 million and ending up homeless, to the highflying salesperson that overextended themselves, justifying their current expenses on future income fantasies, only to be chop blocked at the knees by a corporate reorg or downsizing.

Professional athletes know this story all too well. The average career in the NFL is about four years. In major league baseball, it’s a little over five years. Knowing this, it seems crazy when you see young athletes, blowing their entire signing bonus, borrowing against it before they even get a check. The secret is to do the opposite, save the entire bonus along with any windfalls, and keep your monthly expenses to a minimum. [Read more…] about The Secret to Running The Business of You.